For those that qualify for a mortgage, you may also qualify for additional down payment assistance
Down payment assistance programs can be a valuable resource for prospective homebuyers. However, it's essential to understand that they are not always "free money." While these programs can help you cover a portion of your down payment, they often come with specific eligibility requirements, such as income limits or property location restrictions. Additionally, some forms of assistance may involve loans that need to be repaid over time or under certain conditions. It's crucial to carefully review the terms and conditions of any down payment assistance program to ensure you fully understand the financial obligations involved.
2nd Loan
You may be able to finance your down payment.
Forgivable Loan
Some state or local programs may offer forgivable loans under specific conditions.
Interest & Payment Free Loan
Some state or local programs may offer a no payment, no interest loan.
Grants
Some state, local, or non-profit organizations may offer grants for qualifying individuals and families.
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